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Castor: Enrollment Opens Today for Affordable Care Act Health Policies

04 November 2018
Castor: Enrollment Opens Today for Affordable Care Act Health Policies

Enrollment for Affordable Care Act coverage - Obamacare - for 2019 runs from November 1 to December 15, with potential customers in Arizona seeing more choices and lower prices, on average, than they did during open enrollment previous year.

"There's a lot of confusion around whether the Affordable Care Act still exists", said Hattemer.

The Virginia health insurance market for 2019 has improved for many individuals compared to their current 2018 plans.

"That is why I am introducing the ENROLL Act to safeguard the vital service health care Navigators provide to our neighbors before, during and after open enrollment". "The SCC's Bureau of Insurance has tools available that Virginians can use to determine the type of plan that best meets their needs".

If you purchase health insurance through the federal marketplace, your cost may be reduced if you are eligible for an advanced premium tax credit (APTC). Forward-looking statements are statements other than historical fact, and may include statements relating to goals, plans and projections regarding new markets, products, services, growth strategies, anticipated trends in our business and anticipated changes and developments in the United States health insurance system and laws.

Administration officials tout this alternative coverage, short-term health plans and "association health plans", as expanding affordable options, while critics predict it will confuse consumers, leading some to buy less coverage than they need. In addition, AvMed and Cigna Health and Life Insurance Company, which are not on the marketplace, offer individual health insurance plans off the marketplace.

In May, the governor signed two laws created to shore up the insurance market, which experts said contributed to a 9.3 percent premium decline in individual-market policies for next year and could lead to another 15 percent cut in costs for 2020 plans.

"All these things we did under the Affordable Care Act are under threat", said Menendez, one of the authors of the law. For coverage in 2018, about 82 percent of enrollees in DE were eligible for tax credits, which help reduce the cost of the monthly premium.

It's time for consumers who buy their own health insurance to start shopping for policies for next year.

The state's campaign involves $450,000 - comprised of funding from DOBI, the Department of Health and the Department of Human Services - to conduct outreach, advertise the open enrollment period, and other promotions.

Plans on the marketplace are spread among metal-level categories - bronze, silver, gold, platinum and catastrophic - and are based on how enrollees choose to split the costs of care with their insurance company.

She says there are several low-priced plans - and even plans with no premiums at all - that will give you a discount based on income. Plan availability may vary across ZIP codes.

First, ask for details of any policy, including premiums in writing, and making sure purchasers understand the plan.

Nationally, average premiums are going up only by low single-digit percentages for 2019. "It is confusing and there are some new products available that will further confuse people", he said. He believes the coverage has been worth the $290 he pays monthly in premiums.

Financial help is available for individuals with annual incomes up to $48,560; for a family of four the income limit is $100,400. The Marketplace can assist consumers that do not have health insurance through an employer, Medicare, Medicaid, the Children's Health Insurance Program (CHIP), or another source that provides qualifying health coverage.

Republicans in Washington have tried unsuccessfully for years to repeal Obamacare, a 2012 law that requires people to carry health insurance or pay a penalty on their taxes. For 2018, the maximum penalty will not exceed $2,085 per household.